Spotlight On: Foreign Nationals

Many buyers wrongly believe that they will be unable to get a mortgage in the UK if they only have a small deposit and are not British citizens. 90% LTV (95% in certain circumstances) mortgages remain available to foreign nationals who have either settled/pre-settled status, or who are on a recognised VISA (subject to criteria).

The 10% deposit can be made up of 5% from the purchaser and 5% financial incentive from you as the housebuilder (if available), and these mortgages are available through several high street lenders. Speak to your Account Manager for further details, or refer your purchasers to us via the Helpline as early on in their buying process as possible.

Spotlight On: Let to Buy

Let to Buy is simply the process of letting out your existing property to enable you to move forward with a new residential purchase.

Spotlight On: Perenna Bank

A relatively new lender, but one that you may start to hear more and more about, is Perenna Bank. Providing lending of up to 6x

Spotlight On: Non-Standard Employment

Many potential home owners have no idea of the different ways lenders will view their income. Not all contractors are viewed as self-employed and we

Spotlight On: Limited Affordability

In a post-Help to Buy world, affordability has become a challenge for Mortgage Advisers to overcome in matching customers with their dream homes. With lending

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New Homes Mortgage Helpline is part of The New Homes Group, the UK’s leading new homes specialist.

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MORTGAGES ARE SUBJECT TO STATUS, VALUATION AND LENDER CRITERIA AND ARE NOT AVAILABLE TO PERSONS UNDER THE AGE OF 18.

A BROKER FEE MAY BE PAYABLE UPON MORTGAGE APPLICATION. ANY FEE PAYABLE WILL DEPEND ON YOUR CIRCUMSTANCES. YOUR MORTGAGE ADVISER WILL EXPLAIN ANY FEES APPLICABLE IN YOUR INITIAL APPOINTMENT.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.

New Homes Mortgage Helpline is a trading name of The New Homes Group Limited which is registered in England and Wales under company number 2509770, Registered Office is Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. VAT Registration Number is 500‍ 2481‍ 05.

For activities relating to regulated mortgages and non-investment insurance contracts, The New Homes Group Limited is an appointed representative of Connells Limited which is authorised and regulated by the Financial Conduct Authority.

Connells Limited’s Financial Services Register number is 302221. Most buy-to-let mortgages are not regulated.