Small deposit? Great news higher Loan to Value Mortgages are back
We have access to a wide range of products so let us find the right deal for you.
We have access to thousands of products so, let us find the right deal for you
Skiptons Track Record Mortgage
This incredible new product is designed specifically for those who have been renting successfully for 12 out of the last 18 months, but are struggling to save for a deposit. The new product will help those who have less than a 5% deposit potentially buy a home.
This type of mortgage will be subject to the same lender criteria, subject to status and valuation as normal as well as special criteria. For example, each applicant must be a first time buyer, and aged 21 years and over, each applicant must have no missed payments on debts/credit commitments over the last 6 months as a minimum.
For full terms and conditions and to see if you are eligible, give us a call. We are available 7 days a week.
95% Loan to Value Mortgages
So what is a 95% loan to value (LTV) mortgage?
This will suit people wanting to get onto the property ladder who have smaller deposits or live in areas where house prices are higher.
So how can I get a 95% LTV Mortgage?
We will do all the hard work for you.
How much can I borrow?
How much deposit do I need?
How much will it cost me each month?
How much will my stamp duty be?
You Could Borrow Up To
How much can I borrow?
Please enter only numbers
How much deposit do I need?
Please enter only numbers
BASED ON A MINIMUM 5% DEPOSIT.
How much will it cost me each month?
Please enter only numbers
Interest rate 2 %
How much will my Stamp Duty be?
Calculate Stamp Duty (SDLT) in England and Northern Ireland with our instant Stamp Duty calculator. If you are looking to buy in Wales please give us a call.