Looking for help buying a new home?

New Homes Mortgage Helpline

The UK’s Leading New Homes Mortgage Specialist

Buying your new home is so much easier with our team’s assistance, so whether you are a first time buyer, home mover or buy-to-let investor our 5 star rated service is for you.

Our customers tell us, that we significantly reduce the stress of buying a new home.

New Homes Mortgage Helpline have thousands of mortgage products available and can find the best deal for you whatever your circumstances.

Getting your head around all of the different products and the home buying schemes available can be stressful in itself so why not let us help you.

Whether you are considering a new build property or a second hand property, or maybe you have a DIY project in mind, our Mortgage Advisers will be able to listen to your circumstances and come up with the best mortgage options for you.

Are you considering a new build property?
There are some advantages to buying a new build home, here are just a few.

Energy Efficiency: Developments in the way new build homes are constructed means that they are more energy efficient. This will help to dramatically reduce your energy bills. This has now become a very important aspect to consider when buying your next home. Overall, new build homes are far cheaper to run.

Carbon Footprint: New build homes tend to be more energy-efficient so not only good for the environment, it generally means you benefit from lower utility bills.

Property Guarantees: New build homes come with a 10-year NHBC or similar warranty, alongside most housebuilders providing their own two-year warranty.

High specification: New build homes are built to the latest specifications, which should also mean no repair costs for the first few years.

Personalisation: New build homes are a “blank canvas” allowing you to choose your own decoration and if you are able to buy off-plan, there is often the opportunity to choose your fixtures and finishes.

Smoother process: As there’s no upward chain to deal with when buying a new build home, you won’t be stuck waiting for someone to sell a property before you can move in.

Buying Incentives: Some housebuilders have a number of schemes to assist your purchase, for example a contribution towards your legal fees or even your stamp duty. Part Exchange, where the housebuilder buys your current home or Assisted Move, that helps you to sell your home more easily.

What about fees?

Buying a new home does have a number of fees and costs associated that you should ensure you take into account when preparing your finances.

Stamp Duty: 
A fee the government charges when buying a property.

Survey Fees: 
Lenders require this to ensure your property is suitable to lend against.

The legal fees associated with buying or selling a property.

However not all of these fees are due up front, some can even be added into your Mortgage and for the majority of our customers (97%) there are no fees from us. If you are not a loyalty member, then a fee may apply. 

Why not speak to one of our team today, who will make the purchase of your new home a simpler one.

95% Mortgages

We have access to thousands of products, so let us find the right deal for you.

Green Mortgages

Purchasing a property with an EPC rating of A-C? You could be eligible for a Green Mortgage.

Shared Ownership

Shared Ownership offers you the chance to buy a share of your home and pay rent on the remaining share.

Selling your Current Home

We work with housebuilders who offer Assisted Move and Part Exchange schemes.

Are you looking for guidance on repayment of your Help to Buy loan?


Looking for a Rate Switch, to Release Equity, or Simply Remortgage?

How much can I borrow?

How much deposit do I need?

How much will it cost me each month?

How much will my stamp duty be?

How much can I borrow?


Please enter only numbers

This is not a formal quotation or a commitment to lend. All figures provided are for illustrative purposes only. Figures provided will be dependent on your financial situation, property value and the size of your deposit or equity.

Are you self-employed?

Navigating the hurdles

For those who are self-employed, we can advise on the mortgage options available, the criteria you will need to meet and the information required to give to the lender. We can also provide advice and assistance with remortgaging, or if you are thinking of moving from an existing property or downsizing to release equity in your current home.
If you are thinking about a remortgage, why not speak to one of our Remortgage Specialists, please call us on 01832 281717