Looking for help buying a new home?
New Homes Mortgage Helpline
The UK’s Leading New Homes Mortgage Specialist
Our customers tell us, that we significantly reduce the stress of buying a new home.
New Homes Mortgage Helpline have thousands of mortgage products available and can find the best deal for you whatever your circumstances.
Getting your head around all of the different products and the home buying schemes available can be stressful in itself so why not let us help you.
Are you considering a new build property?
There are some advantages to buying a new build home, here are just a few.
Energy Efficiency: Developments in the way new build homes are constructed means that they are more energy efficient. This will help to dramatically reduce your energy bills. This has now become a very important aspect to consider when buying your next home. Overall, new build homes are far cheaper to run.
Carbon Footprint: New build homes tend to be more energy-efficient so not only good for the environment, it generally means you benefit from lower utility bills.
Property Guarantees: New build homes come with a 10-year NHBC or similar warranty, alongside most housebuilders providing their own two-year warranty.
High specification: New build homes are built to the latest specifications, which should also mean no repair costs for the first few years.
Personalisation: New build homes are a “blank canvas” allowing you to choose your own decoration and if you are able to buy off-plan, there is often the opportunity to choose your fixtures and finishes.
Smoother process: As there’s no upward chain to deal with when buying a new build home, you won’t be stuck waiting for someone to sell a property before you can move in.
Buying Incentives: Some housebuilders have a number of schemes to assist your purchase, for example a contribution towards your legal fees or even your stamp duty. Part Exchange, where the housebuilder buys your current home or Assisted Move, that helps you to sell your home more easily.
What about fees?
Buying a new home does have a number of fees and costs associated that you should ensure you take into account when preparing your finances.
Stamp Duty:
A fee the government charges when buying a property.
Survey Fees:
Lenders require this to ensure your property is suitable to lend against.
Conveyancing:
The legal fees associated with buying or selling a property.
However not all of these fees are due up front, some can even be added into your Mortgage and for the majority of our customers (97%) there are no fees from us. If you are not a loyalty member, then a fee may apply.
Why not speak to one of our team today, who will make the purchase of your new home a simpler one.
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