Artboard 1

Shared Ownership

Call today on 01206 715415
Available 7 days a week

Shared ownership mortgages & schemes

What is Shared Ownership?

Shared ownership means you don’t own 100% of your home yourself. You buy just a percentage of the house which means you can get on the property ladder even when you can’t afford house prices in your area.

Should I buy my home under shared ownership?

Shared ownership is for people who can’t afford the cost of buying a whole house and wouldn’t otherwise be able to buy a home.

While this might sound like an easy way to get on the housing property ladder, you need to think about it carefully. It is still a big financial commitment and, even though you don’t own all your house, you’ll be responsible for all the bills.

How do I buy a shared ownership home?

You buy shared ownership properties through the Help to Buy agent responsible for the scheme in the area where you want to live. You can contact the agent in the first place for help and advice about the scheme.

Although shared ownership mortgages are difficult to come by, our Mortgage & Protection Advisers can help you find one. They’re happy to answer your questions.

Get the latest updates.

Talking to us is easy.

01206 715415